The Real Purpose of Insurance

Let’s face reality. No one likes paying for something and seemingly never getting anything back. Many people feel this way about insurance. This can lead to using your insurance for unintended purposes in order to get something back. I’ve seen this with auto insurance, home insurance (homeowners, renters or condo), motorcycle insurance, and commercial (business) … Read more

Independent Agencies vs. Captive Agencies

Since I have been on both ends, this is a topic I could talk all day about but I’ll keep this one short. A captive agency is one that represents one company for most of their products. These include State Farm, Country Insurance, American Family, Allstate, Farmers, and a many others. Even some of the … Read more